Are Massage Guns FSA/HSA-Eligible?

A massage gun provides many things beyond relaxation. Through percussive therapy, this multi-beneficial device can alleviate tension, loosen up stiff muscles, reduce pain, enhance blood flow, support sports recovery, and help you get a better range of motion.¹ With all these pro-health perks, it's not far-fetched to think it might qualify as a medical expense.

If you're considering buying one and have an HSA (Health Savings Account) or FSA (Flexible Spending Account) through your employer or individual insurance plan, you might be wondering if the funds can be used on a percussive device.

So, are massage guns FSA-eligible or HSA-eligible? They can be! But it depends. Here's what to know.

What Can You Use FSA & HSA Funds For?

FSA and HSA funds can be used to pay for healthcare costs your medical insurance plan may not cover, like co-pays, deductibles, first aid supplies, and over-the-counter medications or other treatments recommended by a healthcare provider.²

These accounts can also be used to buy medical equipment to treat or help manage a condition. But in that case, you'll need documentation to back up the need for a specific device, like a prescription or letter of medical necessity (LMN) from a doctor.²

Are Massage Guns Considered Medical Equipment?

You can get reimbursed by your FSA or HSA account for eligible medical equipment. Since the funds are pre-tax dollars, it has to be considered a medical expense under the IRS's (Internal Revenue Service) guidelines.

IRS guidelines state: "Medical expenses are the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and for the purpose of affecting any part or function of the body … They include the costs of equipment, supplies, and diagnostic devices needed for these purposes."³

Things like blood pressure monitors and defibrillators count, but items used for general health, like an electric toothbrush or step counter, aren't eligible.

So, are massage guns HSA-eligible? What about FSA funds? A massage gun could be considered for "general health." But if a healthcare provider prescribes it to treat or manage a specific medical ailment, it could qualify.^4,5

Are Lifepro Massage Guns FSA/HSA Eligible?

A massage gun can be an effective tool for managing pain, supporting recovery following an injury, and increasing range of motion. In that sense, you can see how this type of device could be used as part of a doctor-prescribed treatment plan.⁷

Not all massage guns are eligible for HSA or FSA spending or reimbursement. However, Lifepro massage guns are eligible through our partnership with Truemed.

The process is easy:

• Go to the Lifepro website – Add a Lifepro massage gun to your cart.
• Find the Truemed logo at checkout – When you're ready to make your purchase, look for the Truemed logo on the checkout page. Select this as your payment option.
• Do a quick health assessment – Then you'll be prompted to complete a brief questionnaire—it only takes about two minutes—and your responses will be reviewed by a licensed healthcare provider.
• Make your purchase – If the provider deems the massage gun necessary for your medical needs, you'll get a letter of medical necessity and can proceed with the purchase using FSA or HSA funds. You can pay using your FSA or HSA card, or use a regular credit or debit card and then submit the expense for a reimbursement.

How to Check If Your Massage Gun Qualifies for HSA/FSA Funds

Unsure if a massage gun qualifies for HSA or FSA reimbursement? The FSA Store and HSA Store websites have comprehensive lists of eligible items that count as pre-tax medical expenses.^4,5

Why Use HSA/FSA Funds to Buy a Massage Gun?

Buying products that support recovery, help manage pain, or treat medical conditions can save you money. It varies by plan and tax rate, but people save about 30% on average. So, your out-of-pocket expenses for a massage gun could end up being closer to 70% of the retail price.⁶

Buy FSA/HSA Eligible Massage Guns from Lifepro

Massage gun benefits include the potential to boost overall health, optimize physical functioning, and help with various medical ailments. A high-quality design like those from Lifepro can alleviate muscle soreness, release tension, prevent lactic acid buildup, promote blood circulation, break up scar tissue, reduce chronic pain, and support injury recovery—to name just a few.^1,7

When you buy from Lifepro, you can count on premium products at moderate price points. Want to save even more money on a massager? Select the Truemed option at checkout, fill out the quick assessment form, and see if your purchase is FSA/HSA-eligible.

Everyone's journey to health is unique. That's why Lifepro carries a diverse range of products to meet your needs. Beyond massage guns, you'll find red light therapy devices, vibration plates, and infrared saunas, all FSA/HSA eligible. Browse our selections today!

Sources:

1. Journal of Functional Morphology and Kinesiology. The Effects of Massage Guns on Performance and Recovery: A Systematic Review. https://pmc.ncbi.nlm.nih.gov/articles/PMC10532323/
2. U.S. Office of Personnel Management FSAFEDS. Eligible Health Care FSA (HC FSA) Expenses. https://www.fsafeds.gov/explore/hcfsa/expenses
3. Internal Revenue Service (IRS). Publication 502 (2024), Medical and Dental Expenses. https://www.irs.gov/publications/p502
4. HSA Store. Medical Equipment: HSA Eligibility. https://hsastore.com/hsa-eligibility-list/m/medical-equipment
5. FSA Store. Medical Equipment: FSA Eligibility. https://fsastore.com/fsa-eligibility-list/m/medical-equipment
6. U.S. Office of Personnel Management FSAFEDS. Health Care FSA. https://www.fsafeds.gov/explore/hcfsa
7. Cleveland Clinic. Try a Massage Gun for Relieving Aches and Pains. https://health.clevelandclinic.org/are-massage-guns-for-percussive-therapy-worth-it
8. U.S. Centers for Medicare & Medicaid Services. Health Savings Account (HSA). https://www.healthcare.gov/glossary/health-savings-account-hsa/
9. U.S. Centers for Medicare & Medicaid Services. Using a Flexible Spending Account (FSA). https://www.healthcare.gov/have-job-based-coverage/flexible-spending-accounts/
10. Truemed. Lifepro. https://www.truemed.com/shop/partners/lifepro
11. U.S. Centers for Medicare & Medicaid Services. Health Reimbursement Arrangements (HRAs): 3 things to know. https://www.healthcare.gov/job-based-help/
12. U.S. Office of Personnel Management FSAFEDS. Eligible FSA Expenses. https://www.fsafeds.gov/support/eligibleexpenses